Fire Protection for Business

Fire Risk Assessment: What Every Business Needs to Know

Written by
Brian Whitnall
Posted On
July 16, 2026
Reading Time

6mins

Fire Risk Assessment: What Every Business Needs to Know
Contents

A fire risk assessment is a legal requirement for most workplaces and non-domestic premises in England and Wales. It helps identify how a fire could start, who may be at risk, and what action is needed to protect people.

This guide explains who is responsible for completing a fire risk assessment, what it should cover, when it must be reviewed, and why keeping an accurate written record matters.

What is a fire risk assessment?

A fire risk assessment is a structured review of a building, the activities carried out inside it, and the fire safety arrangements already in place.

Its purpose is to identify:

  • Possible sources of ignition
  • Materials that could catch fire
  • People who may be placed at risk
  • Problems with escape routes or exits
  • Whether fire alarms and emergency lighting are suitable
  • Whether fire extinguishers and other equipment are suitable
  • What further work is needed to reduce risk

The assessment should focus on protecting life. It should also help the business reduce the chance of a fire starting and limit the harm caused if one does occur.

Does every business need a fire risk assessment?

Most businesses and organisations operating from non-domestic premises need a fire risk assessment.

This includes:

  • Offices
  • Shops and salons
  • Warehouses and factories
  • Pubs, restaurants and cafés
  • Hotels and guest accommodation
  • Schools and nurseries
  • Healthcare premises
  • Community buildings and places of worship
  • Shared commercial buildings
  • The communal areas of residential buildings containing two or more homes

The rules do not usually apply to the private areas of a single domestic home. Different duties may apply where a property contains shared or communal areas, is used as rented accommodation, or is partly used for business.

Who is responsible for the fire risk assessment?

The law places fire safety duties on the Responsible Person.

Depending on the premises, this may be:

  • An employer
  • A business owner
  • A landlord
  • A building owner
  • An occupier
  • A managing agent
  • Someone who controls part of the premises

There may be more than one Responsible Person in a shared building. For example, a landlord may control the communal areas while individual business tenants control their own units.

Where responsibilities overlap, everyone involved should cooperate, share relevant fire safety information, and coordinate their arrangements.

Can you complete a fire risk assessment yourself?

A Responsible Person may complete the assessment if they have enough knowledge, training, and experience to do the work properly.

Government guidance provides a five-step checklist for simple premises. A small, low-risk office may be easier to assess than a large warehouse, care setting, factory, hotel, or building with sleeping accommodation.

You should consider using a competent fire risk assessor where:

  • The building is large or has several floors
  • The layout is difficult to understand
  • People sleep on the premises
  • Vulnerable people use the building
  • Flammable substances are stored or used
  • Industrial processes create added fire risks
  • You are unsure about the law or suitable precautions
  • A previous assessment has identified serious problems

Hiring an assessor does not remove the legal responsibility from the Responsible Person. The person in control of the premises must still make sure the assessment is suitable, sufficient, recorded, and acted upon.

What are the five steps of a fire risk assessment?

1. Identify fire hazards

The first step is to look for anything that could start or support a fire.

Common ignition sources include:

  • Electrical equipment and damaged wiring
  • Portable heaters
  • Cooking equipment
  • Smoking materials
  • Hot work, such as welding or cutting
  • Machinery that creates heat or sparks
  • Deliberate fire-setting

You should also identify materials that could burn, including paper, cardboard, packaging, furniture, waste, cleaning products, aerosols, fuel, and chemicals.

2. Identify people at risk

The assessment should consider everyone who may be inside or near the premises.

This includes:

  • Employees
  • Customers and visitors
  • Contractors
  • Temporary and agency staff
  • Lone workers
  • Young workers
  • People working in isolated areas
  • People with mobility, hearing, sight, or health needs

Extra planning may be needed for anyone who could have difficulty hearing an alarm, understanding instructions, or leaving the building without support.

3. Evaluate and reduce the risks

Once the hazards and people at risk have been identified, the next step is to decide whether the existing precautions are adequate.

Possible improvements may include:

  • Removing unnecessary combustible materials
  • Storing flammable products safely
  • Repairing faulty electrical equipment
  • Keeping fire exits and escape routes clear
  • Installing or improving a fire alarm system
  • Providing suitable emergency lighting
  • Repairing damaged fire doors
  • Providing the correct fire extinguishers
  • Improving staff training

Any required work should be recorded and given a sensible deadline. Higher-risk problems should be dealt with first.

4. Record findings, plan and train

The fire risk assessment must be recorded in full. The written record should explain what was checked, what hazards were found, who may be at risk, and what action is required.

The business should also have an emergency plan covering:

  • How the alarm will be raised
  • How people will leave the building
  • The location of assembly points
  • Who will call the fire and rescue service
  • How visitors will be accounted for
  • How people needing assistance will be supported
  • Which staff members have assigned fire safety duties

Staff should receive suitable information and training. Fire drills should be carried out so employees understand what to do during an emergency.

5. Review the fire risk assessment

A fire risk assessment should remain accurate and reflect the current use of the premises.

It should be reviewed after:

  • Changes to the building layout
  • Refurbishment or construction work
  • New equipment or work processes
  • Changes in staffing or occupancy
  • A fire, false alarm, or near miss
  • Damage to fire safety equipment
  • Changes to the people using the building
  • Evidence that the current assessment may no longer be suitable

A review does not always mean replacing the entire document. It means checking the assessment, recording any changes, and updating the action plan where needed.

How often should a fire risk assessment be reviewed?

UK fire safety law does not set one fixed review period for every type of premises. The assessment must be reviewed regularly and whenever there is reason to believe it is no longer valid.

Many businesses choose to carry out a planned review each year. Higher-risk premises may need checks more often. The right schedule depends on the building, its use, the people present, and the hazards involved.

Regular internal checks should continue between formal reviews. Escape routes, fire doors, alarms, signs, extinguishers, and emergency lighting should not be ignored until the next assessment date.

What should be included in the written record?

A clear fire risk assessment record should include:

  • Details of the premises
  • The name of the Responsible Person
  • The name of the person who completed the assessment
  • The date of the assessment
  • Fire hazards found
  • People identified as being at risk
  • Existing fire safety measures
  • Further action required
  • Target dates and assigned responsibilities
  • Emergency arrangements
  • The planned review date

The document should be specific to the premises. A copied template containing vague statements is unlikely to provide an accurate account of the risks in your building.

What happens if a business does not have a suitable assessment?

Local fire and rescue authorities can inspect business premises and review fire safety arrangements.

Where problems are found, the authority may provide advice or take formal action. This can include:

  • An enforcement notice requiring improvements
  • An alterations notice where future changes may create serious risks
  • A prohibition notice restricting or stopping use of the premises
  • Prosecution for serious breaches
  • Financial penalties

Poor fire safety can also cause business interruption, insurance difficulties, damage to property, and risk to staff and visitors.

Common fire risk assessment mistakes

Problems often arise because an assessment has been completed but not managed properly.

Common mistakes include:

  • Using a generic assessment that does not match the building
  • Failing to record all findings
  • Ignoring actions listed in the report
  • Not considering visitors or vulnerable people
  • Leaving escape routes blocked
  • Failing to review the assessment after building changes
  • Assuming a landlord is responsible for every part of fire safety
  • Using an assessor without checking their competence

The assessment only protects people when its findings lead to practical action.

Book a professional fire risk assessment

A professional fire risk assessment can help you understand the hazards within your premises and the work needed to meet your fire safety duties.

It can also provide a clear written action plan covering escape routes, fire alarms, emergency lighting, fire doors, extinguishers, staff procedures, and record keeping.

If your current assessment is missing, out of date, or no longer reflects how your building is used, arrange a review before small problems become more serious.

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